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Salary is one of the most critical aspects of our lives. It is what we work for, and it is what we use to pay for our daily needs and wants. However, many people find that their salary ends before the end of the month, leaving them with no option but to borrow or rely on credit to make ends meet. In this article, we will explore the reasons why this happens, how to save your salary, and how to utilize it effectively. Why does the Salary End Before Month-End? One of the main reasons why salary ends before month-end is poor budgeting. Many people need to budget their income and expenses, leading to overspending and financial instability. Others have debts or loans that consume a significant portion of their income, leaving them with little to no money for their basic needs. Additionally, unexpected expenses, such as emergencies or unplanned events, can cause a strain on one's finances, leading to a depletion of their salary. Another reason why salary ends before month-end is a lack o...